Premier Plan
The Premier Plan pays benefits as a percentage of costs, up to an annual maximum of $1,000 per person. Once plan benefits are paid, you pay the remainder, which is your coinsurance. Also, for major services, you must meet an annual deductible of $75 per person before any benefits are paid.
If you join the Premier Plan, you may go to any dentist — in or out of network — and receive benefits. But if you choose a Premier Plan dentist, your costs will likely be lower, and you will not be billed for the balance.