Limited PPO Plan
Under the Limited PPO Plan, you do not have to choose a primary care dentist. You may visit any participating Limited PPO Plan dentist without prior approval or referrals. However, you must visit a Limited PPO Plan dentist or you will not receive benefits. The Limited PPO Plan offers these advantages:
- No maximum annual benefit — The Limited PPO Plan has no annual limit on plan benefits (unlike the Premier Plan). This feature can create substantial savings if you require extensive dental work.
- No coinsurance or deductibles — Under the Limited PPO Plan, you pay no coinsurance or deductibles, just co-payments. You know your share of the cost in advance. And, most preventive services are covered at 100%.
- No claims forms to file — There is no paperwork for you. You simply pay your co-payment at the time of service and the plan pays the rest.